Water Damage Insurance claims

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Surprisingly, the most common type of homeowners insurance claim in the state of Florida is The water damage claim.

In the year of 2019 36 percent of all claims filed where related to water damage.

Some of the common causes of water damage are.
Leaking p-trap.
Broken Garbage Disposal.
Dripping AC.
Shower pan leak.
Toilet overflow. 
To name a few.

Another Major cause of loss is a leak coming down from the upstairs neighbors apartment. Water follows the path of least resistance and if your neighbor has a leak upstairs the chances of it coming down into your home are pretty high. 

How A Water Damage Public Adjuster can Help

Insurance policy’s are long and complicated contracts between the homeowner and their insurance carrier. These contracts are very often 80 plus pages long with complicated wording and clauses.

A public adjuster who specializes in water damage can look over your policy to see what kind of coverage you have and advise accordingly. All of our adjusters hear at Grove Public Adjusting have a deep knowledge in construction meaning they can document the FULL extent of the damages and together with their knowledge of policy  negotiate for a full and fair settlement on your behalf.